For many small businesses, a financial hit caused by a natural disaster, lawsuit, or accident could be devastating. Without the right insurance coverage, such an event could easily spell the end for any local business. The Insurance Connection provides small business insurance coverage to help local businesses in the Bend community be protected properly from any number of potentially devastating losses.
The world of business insurance is vast and often complex, even more so than the personal insurance world. This is because the kind of businesses that make up our community are so widely varied in terms of need and risk profile. For instance, it is probably easy for anyone to understand that the needs and risks inherent with a dental office are much different than for a ski resort or ammunition manufacturer for example. Because of this, insurance requirements, needs, and options are often just as widely varied. Navigating this vast and complex landscape requires the help of an expert like the local agents at The Insurance Connection.
All businesses face different sets of risks and requirements. Some are common, such as liability. Anyone can sue your business for any reason they want. Some services and products increase this risk, such as serving alcohol or manufacturing fireworks. Some businesses have unique coverage requirements set by State and Federal agencies or by the fellow businesses with which they contract. Other risks come from assets like the ownership of buildings, goods or even intellectual property. These sometimes overlapping needs created by risk, requirement and assets can often be hard to understand without the help of an expert.
While your policy may vary, some of the most common types of business insurance policies include the following:
While this is not intended to be a comprehensive list of all insurance types, needs and requirements possible, we hope it serves as an example of just how varied and complex the commercial insurance market is and how much a seasoned professional can help in navigating it.
The Insurance Connection is an independent insurance agency, which means we take the hard work out of finding the coverage your business needs. We can shop around with over 100 small and large insurance carriers and wholesalers across the country to assemble a package that includes the coverage you need at some of the most competitive prices available. Our agents have extensive knowledge of business insurance laws in Oregon, Washington, and Nevada, and you can trust us to protect your company’s assets. Call The Insurance Connection of Deschutes at 541-389-1485 or request a free quote on small business insurance coverage!